Capital is the engine that drives business, and until the Great Recession it was almost exclusively provided by banks. From Wells Fargo to your community credit union, these were the only av... Read more
It was just a matter of time until the sludge of the incompetent do-gooders dripped back to their various states. You know who I’m talking about. Massachusetts, New York, California, Mexico.... Read more
It would make sense that if small businesses comprise the vast majority of companies operating in the U.S, and employing over half the labor force, they should be high on your list of people... Read more
Cash is king and nowhere is that statement more imperative than in a small business, especially in the start-up phase. Being undercapitalized at any point in your business cycle is problemat... Read more
It still amazes me when I watch contestants on the television show Shark Tank, and when one of the sharks asks an entrepreneur what it costs to make their product, and they get a “deer in th... Read more
The proverbial saying that death and taxes are two things we humans cannot avoid comes to mind each year as we come nearer to April 15. This would be a good year to make sure, even if you ar... Read more
Allow me to ease your consciousness by saying that no one can predict exactly when the next recession will come. Recessions can be like hurricanes to an economy. While the short-term pain is... Read more
In the second part of our topic on accessing the capital markets by small businesses, we will focus on the key elements of peer to peer lending and go into detail how the process works. Agai... Read more
If you could wave a magic wand, it would probably place funds into your cash flow account as it began to dwindle. One never seems to have enough working capital as a small business. We are a... Read more
The ability of small businesses to gain access to the capital markets is currently not one of the biggest concerns of entrepreneurs. In fact, lending rates have not been this dynamic since p... Read more
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